Call reports 2001
HARBOR COMMUNITY BANK — 2001
What HARBOR COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,752,000 | 39,919,000 | 39,936,000 | 40,877,000 |
| Total loans | 20,278,000 | 21,054,000 | 21,495,000 | 23,096,000 |
| Allowance for loan losses | 235,000 | 235,000 | 246,000 | 227,000 |
| Securities available for sale | 5,972,000 | 4,042,000 | 7,677,000 | 9,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,230,000 | 36,320,000 | 36,050,000 | 37,213,000 |
| Interest-bearing deposits | 25,267,000 | 25,133,000 | 25,156,000 | 23,911,000 |
| Noninterest-bearing deposits | 11,963,000 | 11,187,000 | 10,894,000 | 13,302,000 |
| Equity capital | 3,326,000 | 3,367,000 | 3,626,000 | 3,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,403,000 | 2,177,000 | 2,846,000 |
| Interest expense | 238,000 | 443,000 | 619,000 | 776,000 |
| Net interest income | 471,000 | 960,000 | 1,558,000 | 2,070,000 |
| Noninterest income | 50,000 | 126,000 | 186,000 | 343,000 |
| Noninterest expense | 518,000 | 1,030,000 | 1,535,000 | 2,055,000 |
| Provision for loan losses | 0 | 4,000 | 14,000 | 48,000 |
| Pretax income | 3,000 | 57,000 | 200,000 | 310,000 |
| Income tax | 0 | 0 | 0 | 86,000 |
| Net income | 3,000 | 57,000 | 200,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,260,000 | 3,313,000 | 3,456,000 | 3,480,000 |
| Total capital | 3,495,000 | 3,548,000 | 3,702,000 | 3,707,000 |
| Risk-weighted assets | 23,298,000 | 23,440,000 | 23,712,000 | 24,782,000 |