Call reports 2025
HOOSIER HEARTLAND STATE BANK — 2025
What HOOSIER HEARTLAND STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 329,302,000 | 330,623,000 | 348,311,000 | 352,471,000 |
| Total loans | 233,726,000 | 238,498,000 | 251,868,000 | 266,257,000 |
| Allowance for loan losses | 2,860,000 | 2,915,000 | 2,976,000 | 3,103,000 |
| Securities available for sale | 65,632,000 | 62,202,000 | 58,023,000 | 57,596,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,016,000 | 305,984,000 | 311,558,000 | 309,861,000 |
| Interest-bearing deposits | 248,997,000 | 255,343,000 | 260,359,000 | 255,780,000 |
| Noninterest-bearing deposits | 56,019,000 | 50,641,000 | 51,199,000 | 54,081,000 |
| Equity capital | 20,944,000 | 21,186,000 | 23,299,000 | 24,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,340,000 | 8,832,000 | 13,574,000 | 18,350,000 |
| Interest expense | 1,471,000 | 2,991,000 | 4,529,000 | 6,058,000 |
| Net interest income | 2,869,000 | 5,841,000 | 9,045,000 | 12,292,000 |
| Noninterest income | 590,000 | 1,248,000 | 1,959,000 | 2,657,000 |
| Noninterest expense | 2,721,000 | 5,363,000 | 8,100,000 | 11,145,000 |
| Provision for loan losses | 92,000 | 177,000 | 304,000 | 471,000 |
| Pretax income | 646,000 | 1,542,000 | 2,512,000 | 3,246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 646,000 | 1,542,000 | 2,512,000 | 3,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,633,000 | 28,949,000 | 29,383,000 | 29,579,000 |
| Total capital | 31,574,000 | 31,945,000 | 32,440,000 | 32,749,000 |
| Risk-weighted assets | 267,104,000 | 272,669,000 | 285,253,000 | 296,454,000 |