Call reports 2019
HOOSIER HEARTLAND STATE BANK — 2019
What HOOSIER HEARTLAND STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 204,810,000 | 208,451,000 | 203,764,000 | 203,283,000 |
| Total loans | 111,431,000 | 119,440,000 | 123,151,000 | 119,839,000 |
| Allowance for loan losses | 1,707,000 | 1,745,000 | 1,801,000 | 1,765,000 |
| Securities available for sale | 61,548,000 | 64,020,000 | 62,009,000 | 59,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,780,000 | 186,085,000 | 180,502,000 | 180,014,000 |
| Interest-bearing deposits | 150,584,000 | 156,663,000 | 147,306,000 | 146,808,000 |
| Noninterest-bearing deposits | 32,196,000 | 29,422,000 | 33,196,000 | 33,206,000 |
| Equity capital | 17,187,000 | 18,607,000 | 19,378,000 | 19,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,122,000 | 4,388,000 | 6,656,000 | 8,852,000 |
| Interest expense | 282,000 | 624,000 | 926,000 | 1,234,000 |
| Net interest income | 1,840,000 | 3,764,000 | 5,730,000 | 7,618,000 |
| Noninterest income | 309,000 | 641,000 | 1,078,000 | 1,502,000 |
| Noninterest expense | 1,753,000 | 3,428,000 | 5,204,000 | 7,145,000 |
| Provision for loan losses | 25,000 | 85,000 | 155,000 | 155,000 |
| Pretax income | 374,000 | 900,000 | 1,569,000 | 1,976,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 372,000 | 898,000 | 1,567,000 | 1,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,725,000 | 17,978,000 | 18,406,000 | 18,366,000 |
| Total capital | 19,432,000 | 19,723,000 | 20,207,000 | 20,131,000 |
| Risk-weighted assets | 141,456,000 | 148,500,000 | 148,843,000 | 148,655,000 |