Call report 2009Q4
CITIZENS FIRST BANK — 2009Q4
The 22 measures CITIZENS FIRST BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 359,404,000 | USD | evidence → |
| Total loans | 300,301,000 | USD | evidence → |
| Allowance for loan losses | 7,092,000 | USD | evidence → |
| Securities available for sale | 19,197,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 278,941,000 | USD | evidence → |
| Interest-bearing deposits | 246,481,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,460,000 | USD | evidence → |
| Equity capital | 30,577,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,621,000 | USD | evidence → |
| Interest expense | 5,457,000 | USD | evidence → |
| Net interest income | 11,164,000 | USD | evidence → |
| Noninterest income | 1,529,000 | USD | evidence → |
| Noninterest expense | 6,695,000 | USD | evidence → |
| Provision for loan losses | 4,454,000 | USD | evidence → |
| Pretax income | 1,656,000 | USD | evidence → |
| Income tax | 515,000 | USD | evidence → |
| Net income | 1,141,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,247,000 | USD | evidence → |
| Total capital | 33,818,000 | USD | evidence → |
| Risk-weighted assets | 282,138,000 | USD | evidence → |
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