Call reports 2014
SUMMIT COMMUNITY BANK — 2014
What SUMMIT COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 |
|---|---|
| Total assets | 154,051,000 |
| Total loans | 130,904,000 |
| Allowance for loan losses | 1,519,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 119,313,000 |
| Interest-bearing deposits | 93,448,000 |
| Noninterest-bearing deposits | 25,865,000 |
| Equity capital | 16,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 |
|---|---|
| Interest income | 1,704,000 |
| Interest expense | 175,000 |
| Net interest income | 1,529,000 |
| Noninterest income | 1,123,000 |
| Noninterest expense | 2,061,000 |
| Provision for loan losses | 25,000 |
| Pretax income | 590,000 |
| Income tax | 203,000 |
| Net income | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 |
|---|---|
| Tier 1 capital | 16,648,000 |
| Total capital | 18,130,000 |
| Risk-weighted assets | 118,501,000 |
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