Call reports 2025
FIRST NATIONAL BANK OF GRANBURY, THE — 2025
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 933,099,000 | 930,358,000 | 930,510,000 | 992,503,000 |
| Total loans | 485,815,000 | 500,081,000 | 504,133,000 | 502,760,000 |
| Allowance for loan losses | 6,302,000 | 6,372,000 | 6,364,000 | 6,348,000 |
| Securities available for sale | 293,976,000 | 299,570,000 | 305,129,000 | 309,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 840,389,000 | 832,393,000 | 825,388,000 | 888,776,000 |
| Interest-bearing deposits | 589,433,000 | 588,754,000 | 581,579,000 | 644,845,000 |
| Noninterest-bearing deposits | 250,956,000 | 243,639,000 | 243,809,000 | 243,931,000 |
| Equity capital | 87,536,000 | 93,149,000 | 99,909,000 | 98,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,720,000 | 22,006,000 | 33,382,000 | 44,784,000 |
| Interest expense | 3,041,000 | 5,991,000 | 9,052,000 | 11,869,000 |
| Net interest income | 7,679,000 | 16,015,000 | 24,330,000 | 32,915,000 |
| Noninterest income | 763,000 | 1,749,000 | 2,843,000 | 3,689,000 |
| Noninterest expense | 5,196,000 | 10,482,000 | 15,818,000 | 21,983,000 |
| Provision for loan losses | 0 | 108,000 | 108,000 | 108,000 |
| Pretax income | 3,241,000 | 6,983,000 | 11,034,000 | 14,300,000 |
| Income tax | 579,000 | 1,273,000 | 2,060,000 | 2,632,000 |
| Net income | 2,662,000 | 5,710,000 | 8,974,000 | 11,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,251,000 | 107,299,000 | 110,563,000 | 109,036,000 |