Call reports 2024
FIRST NATIONAL BANK OF GRANBURY, THE — 2024
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 901,596,000 | 881,570,000 | 900,008,000 | 931,270,000 |
| Total loans | 459,392,000 | 463,890,000 | 477,965,000 | 483,972,000 |
| Allowance for loan losses | 5,886,000 | 5,892,000 | 6,070,000 | 6,340,000 |
| Securities available for sale | 306,447,000 | 303,337,000 | 303,593,000 | 290,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 820,551,000 | 798,638,000 | 807,140,000 | 844,197,000 |
| Interest-bearing deposits | 580,786,000 | 562,457,000 | 563,733,000 | 604,125,000 |
| Noninterest-bearing deposits | 239,765,000 | 236,181,000 | 243,407,000 | 240,072,000 |
| Equity capital | 76,389,000 | 78,414,000 | 87,924,000 | 82,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,768,000 | 19,957,000 | 30,414,000 | 41,064,000 |
| Interest expense | 3,191,000 | 6,402,000 | 9,588,000 | 12,727,000 |
| Net interest income | 6,577,000 | 13,555,000 | 20,826,000 | 28,337,000 |
| Noninterest income | 768,000 | 1,614,000 | 2,479,000 | 3,249,000 |
| Noninterest expense | 5,078,000 | 9,952,000 | 14,867,000 | 20,504,000 |
| Provision for loan losses | 140,000 | 222,000 | 412,000 | 668,000 |
| Pretax income | 2,117,000 | 5,031,000 | 7,997,000 | 10,424,000 |
| Income tax | 390,000 | 828,000 | 1,388,000 | 1,907,000 |
| Net income | 1,727,000 | 4,203,000 | 6,609,000 | 8,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,259,000 | 100,737,000 | 103,141,000 | 101,589,000 |