Call reports 2023
FIRST NATIONAL BANK OF GRANBURY, THE — 2023
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 905,386,000 | 868,001,000 | 876,269,000 | 915,258,000 |
| Total loans | 449,720,000 | 454,349,000 | 451,144,000 | 451,057,000 |
| Allowance for loan losses | 5,745,000 | 5,921,000 | 5,958,000 | 5,908,000 |
| Securities available for sale | 347,290,000 | 335,823,000 | 316,268,000 | 307,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 829,812,000 | 794,113,000 | 806,609,000 | 835,468,000 |
| Interest-bearing deposits | 566,524,000 | 542,520,000 | 557,498,000 | 597,389,000 |
| Noninterest-bearing deposits | 263,288,000 | 251,593,000 | 249,111,000 | 238,079,000 |
| Equity capital | 71,414,000 | 69,889,000 | 65,234,000 | 75,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,403,000 | 17,133,000 | 26,171,000 | 35,814,000 |
| Interest expense | 1,131,000 | 2,757,000 | 5,065,000 | 8,033,000 |
| Net interest income | 7,272,000 | 14,376,000 | 21,106,000 | 27,781,000 |
| Noninterest income | 947,000 | 2,018,000 | 2,892,000 | 3,749,000 |
| Noninterest expense | 5,119,000 | 10,171,000 | 15,112,000 | 20,804,000 |
| Provision for loan losses | 40,000 | 223,000 | 260,000 | 173,000 |
| Pretax income | 3,070,000 | 5,946,000 | 8,593,000 | 10,570,000 |
| Income tax | 480,000 | 980,000 | 1,394,000 | 1,632,000 |
| Net income | 2,590,000 | 4,966,000 | 7,199,000 | 8,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,644,000 | 96,021,000 | 96,754,000 | 96,533,000 |