Call reports 2022
FIRST NATIONAL BANK OF GRANBURY, THE — 2022
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 897,126,000 | 920,661,000 | 899,247,000 | 902,137,000 |
| Total loans | 386,028,000 | 409,563,000 | 427,602,000 | 446,795,000 |
| Allowance for loan losses | 5,082,000 | 5,334,000 | 5,510,000 | 5,835,000 |
| Securities available for sale | 369,852,000 | 363,299,000 | 343,258,000 | 350,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 822,799,000 | 852,002,000 | 836,810,000 | 834,743,000 |
| Interest-bearing deposits | 543,815,000 | 566,306,000 | 549,177,000 | 554,619,000 |
| Noninterest-bearing deposits | 278,984,000 | 285,696,000 | 287,633,000 | 280,124,000 |
| Equity capital | 70,896,000 | 65,616,000 | 59,252,000 | 64,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,828,000 | 13,793,000 | 21,579,000 | 29,944,000 |
| Interest expense | 371,000 | 754,000 | 1,197,000 | 1,889,000 |
| Net interest income | 6,457,000 | 13,039,000 | 20,382,000 | 28,055,000 |
| Noninterest income | 887,000 | 1,812,000 | 2,755,000 | 3,828,000 |
| Noninterest expense | 4,713,000 | 9,376,000 | 14,023,000 | 19,632,000 |
| Provision for loan losses | 285,000 | 520,000 | 740,000 | 1,070,000 |
| Pretax income | 2,346,000 | 4,955,000 | 8,374,000 | 11,181,000 |
| Income tax | 330,000 | 673,000 | 1,161,000 | 1,596,000 |
| Net income | 2,016,000 | 4,282,000 | 7,213,000 | 9,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,231,000 | 89,496,000 | 92,429,000 | 91,298,000 |