Call reports 2021
FIRST NATIONAL BANK OF GRANBURY, THE — 2021
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 805,043,000 | 833,834,000 | 853,510,000 | 908,446,000 |
| Total loans | 333,969,000 | 352,149,000 | 353,683,000 | 365,519,000 |
| Allowance for loan losses | 4,494,000 | 4,628,000 | 4,808,000 | 4,836,000 |
| Securities available for sale | 352,262,000 | 360,584,000 | 369,940,000 | 395,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 719,103,000 | 744,838,000 | 762,473,000 | 819,426,000 |
| Interest-bearing deposits | 490,871,000 | 499,385,000 | 500,932,000 | 549,318,000 |
| Noninterest-bearing deposits | 228,232,000 | 245,453,000 | 261,541,000 | 270,108,000 |
| Equity capital | 83,197,000 | 86,471,000 | 88,253,000 | 86,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,123,000 | 12,665,000 | 18,833,000 | 25,024,000 |
| Interest expense | 483,000 | 928,000 | 1,330,000 | 1,710,000 |
| Net interest income | 5,640,000 | 11,737,000 | 17,503,000 | 23,314,000 |
| Noninterest income | 1,085,000 | 2,158,000 | 3,392,000 | 4,420,000 |
| Noninterest expense | 4,197,000 | 8,582,000 | 12,905,000 | 17,943,000 |
| Provision for loan losses | 0 | 150,000 | 375,000 | 375,000 |
| Pretax income | 2,831,000 | 5,881,000 | 8,412,000 | 10,213,000 |
| Income tax | 375,000 | 880,000 | 1,239,000 | 1,403,000 |
| Net income | 2,456,000 | 5,001,000 | 7,173,000 | 8,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,862,000 | 83,408,000 | 85,581,000 | 85,215,000 |