Call reports 2020
FIRST NATIONAL BANK OF GRANBURY, THE — 2020
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 634,457,000 | 688,827,000 | 720,371,000 | 780,779,000 |
| Total loans | 331,842,000 | 336,014,000 | 328,108,000 | 326,860,000 |
| Allowance for loan losses | 4,131,000 | 4,408,000 | 4,720,000 | 4,741,000 |
| Securities available for sale | 226,746,000 | 277,779,000 | 306,019,000 | 333,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 557,821,000 | 603,836,000 | 632,892,000 | 693,563,000 |
| Interest-bearing deposits | 391,076,000 | 408,342,000 | 427,370,000 | 479,661,000 |
| Noninterest-bearing deposits | 166,745,000 | 195,494,000 | 205,522,000 | 213,902,000 |
| Equity capital | 74,007,000 | 82,205,000 | 84,594,000 | 84,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,371,000 | 12,714,000 | 18,831,000 | 24,909,000 |
| Interest expense | 708,000 | 1,239,000 | 1,765,000 | 2,272,000 |
| Net interest income | 5,663,000 | 11,475,000 | 17,066,000 | 22,637,000 |
| Noninterest income | 765,000 | 1,762,000 | 2,913,000 | 4,265,000 |
| Noninterest expense | 3,988,000 | 8,114,000 | 12,164,000 | 16,943,000 |
| Provision for loan losses | 100,000 | 400,000 | 750,000 | 750,000 |
| Pretax income | 2,841,000 | 5,568,000 | 7,910,000 | 10,054,000 |
| Income tax | 520,000 | 857,000 | 1,204,000 | 1,446,000 |
| Net income | 2,321,000 | 4,711,000 | 6,706,000 | 8,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,025,000 | 77,416,000 | 79,410,000 | 79,003,000 |