Call reports 2019
FIRST NATIONAL BANK OF GRANBURY, THE — 2019
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 620,240,000 | 623,608,000 | 621,571,000 | 629,386,000 |
| Total loans | 325,248,000 | 332,770,000 | 338,230,000 | 330,424,000 |
| Allowance for loan losses | 3,732,000 | 3,954,000 | 4,107,000 | 3,991,000 |
| Securities available for sale | 217,350,000 | 221,841,000 | 223,495,000 | 228,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,365,000 | 549,247,000 | 544,634,000 | 552,825,000 |
| Interest-bearing deposits | 278,152,000 | 373,211,000 | 371,182,000 | 386,293,000 |
| Noninterest-bearing deposits | 271,213,000 | 176,036,000 | 173,452,000 | 166,532,000 |
| Equity capital | 68,472,000 | 72,241,000 | 74,695,000 | 74,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,036,000 | 12,426,000 | 18,780,000 | 25,254,000 |
| Interest expense | 710,000 | 1,472,000 | 2,282,000 | 3,040,000 |
| Net interest income | 5,326,000 | 10,954,000 | 16,498,000 | 22,214,000 |
| Noninterest income | 775,000 | 1,796,000 | 2,745,000 | 3,691,000 |
| Noninterest expense | 4,006,000 | 8,041,000 | 11,773,000 | 16,498,000 |
| Provision for loan losses | 75,000 | 300,000 | 525,000 | 725,000 |
| Pretax income | 2,020,000 | 4,409,000 | 7,526,000 | 9,263,000 |
| Income tax | 375,000 | 724,000 | 1,300,000 | 1,591,000 |
| Net income | 1,645,000 | 3,685,000 | 6,226,000 | 7,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,436,000 | 70,476,000 | 73,016,000 | 72,705,000 |
| Total capital | 72,311,000 | 74,573,000 | 77,266,000 | 76,839,000 |
| Risk-weighted assets | 348,890,000 | 350,297,000 | 353,924,000 | 350,200,000 |