Call reports 2018
FIRST NATIONAL BANK OF GRANBURY, THE — 2018
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 596,916,000 | 602,795,000 | 593,002,000 | 598,650,000 |
| Total loans | 316,260,000 | 310,140,000 | 315,420,000 | 324,132,000 |
| Allowance for loan losses | 3,379,000 | 3,556,000 | 3,740,000 | 3,764,000 |
| Securities available for sale | 214,287,000 | 227,604,000 | 219,954,000 | 222,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,771,000 | 538,601,000 | 526,970,000 | 531,879,000 |
| Interest-bearing deposits | 368,628,000 | 363,047,000 | 356,575,000 | 366,553,000 |
| Noninterest-bearing deposits | 165,143,000 | 175,554,000 | 170,395,000 | 165,326,000 |
| Equity capital | 60,836,000 | 62,414,000 | 63,916,000 | 64,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,410,000 | 11,142,000 | 16,992,000 | 22,929,000 |
| Interest expense | 382,000 | 829,000 | 1,329,000 | 1,952,000 |
| Net interest income | 5,028,000 | 10,313,000 | 15,663,000 | 20,977,000 |
| Noninterest income | 713,000 | 1,561,000 | 2,383,000 | 3,131,000 |
| Noninterest expense | 3,814,000 | 7,650,000 | 11,505,000 | 16,058,000 |
| Provision for loan losses | 150,000 | 350,000 | 550,000 | 650,000 |
| Pretax income | 1,777,000 | 3,874,000 | 5,991,000 | 7,400,000 |
| Income tax | 370,000 | 637,000 | 956,000 | 1,145,000 |
| Net income | 1,407,000 | 3,237,000 | 5,035,000 | 6,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,295,000 | 65,125,000 | 66,923,000 | 66,791,000 |
| Total capital | 66,817,000 | 68,824,000 | 70,806,000 | 70,699,000 |
| Risk-weighted assets | 333,103,000 | 330,616,000 | 335,402,000 | 342,867,000 |