Call reports 2017
FIRST NATIONAL BANK OF GRANBURY, THE — 2017
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 558,084,000 | 578,742,000 | 568,561,000 | 594,627,000 |
| Total loans | 295,815,000 | 308,416,000 | 312,620,000 | 319,395,000 |
| Allowance for loan losses | 2,838,000 | 2,951,000 | 3,108,000 | 3,259,000 |
| Securities available for sale | 209,154,000 | 205,941,000 | 206,221,000 | 210,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,535,000 | 515,889,000 | 504,163,000 | 532,295,000 |
| Interest-bearing deposits | 352,469,000 | 363,961,000 | 352,283,000 | 370,495,000 |
| Noninterest-bearing deposits | 145,066,000 | 151,928,000 | 151,880,000 | 161,800,000 |
| Equity capital | 58,889,000 | 61,133,000 | 62,543,000 | 60,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,108,000 | 10,390,000 | 15,760,000 | 21,169,000 |
| Interest expense | 281,000 | 575,000 | 890,000 | 1,241,000 |
| Net interest income | 4,827,000 | 9,815,000 | 14,870,000 | 19,928,000 |
| Noninterest income | 721,000 | 1,539,000 | 2,336,000 | 3,291,000 |
| Noninterest expense | 3,575,000 | 7,132,000 | 10,769,000 | 14,911,000 |
| Provision for loan losses | 85,000 | 220,000 | 445,000 | 650,000 |
| Pretax income | 1,888,000 | 4,002,000 | 5,992,000 | 7,658,000 |
| Income tax | 575,000 | 1,087,000 | 1,649,000 | 2,558,000 |
| Net income | 1,313,000 | 2,915,000 | 4,343,000 | 5,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,318,000 | 60,920,000 | 62,330,000 | 61,888,000 |
| Total capital | 62,299,000 | 64,014,000 | 65,581,000 | 65,290,000 |
| Risk-weighted assets | 314,033,000 | 327,752,000 | 332,093,000 | 339,416,000 |