Call reports 2016
FIRST NATIONAL BANK OF GRANBURY, THE — 2016
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 503,181,000 | 520,859,000 | 543,421,000 | 544,795,000 |
| Total loans | 263,164,000 | 273,626,000 | 286,331,000 | 292,674,000 |
| Allowance for loan losses | 2,431,000 | 2,516,000 | 2,680,000 | 2,746,000 |
| Securities available for sale | 190,035,000 | 189,813,000 | 183,945,000 | 204,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,799,000 | 461,794,000 | 483,024,000 | 486,416,000 |
| Interest-bearing deposits | 322,148,000 | 332,631,000 | 348,791,000 | 348,191,000 |
| Noninterest-bearing deposits | 123,651,000 | 129,163,000 | 134,233,000 | 138,225,000 |
| Equity capital | 55,845,000 | 57,437,000 | 58,677,000 | 56,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,815,000 | 9,523,000 | 14,331,000 | 19,246,000 |
| Interest expense | 206,000 | 419,000 | 652,000 | 911,000 |
| Net interest income | 4,609,000 | 9,104,000 | 13,679,000 | 18,335,000 |
| Noninterest income | 767,000 | 1,661,000 | 2,502,000 | 3,353,000 |
| Noninterest expense | 3,090,000 | 6,241,000 | 9,454,000 | 13,203,000 |
| Provision for loan losses | 150,000 | 265,000 | 435,000 | 550,000 |
| Pretax income | 2,136,000 | 4,259,000 | 6,292,000 | 7,935,000 |
| Income tax | 531,000 | 1,179,000 | 1,827,000 | 2,185,000 |
| Net income | 1,605,000 | 3,080,000 | 4,465,000 | 5,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,942,000 | 56,417,000 | 57,802,000 | 58,005,000 |
| Total capital | 57,516,000 | 59,076,000 | 60,625,000 | 60,894,000 |
| Risk-weighted assets | 275,939,000 | 272,737,000 | 300,069,000 | 307,106,000 |