Call reports 2015
FIRST NATIONAL BANK OF GRANBURY, THE — 2015
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 484,320,000 | 483,584,000 | 484,572,000 | 515,702,000 |
| Total loans | 232,032,000 | 237,202,000 | 240,355,000 | 255,472,000 |
| Allowance for loan losses | 2,106,000 | 2,146,000 | 2,208,000 | 2,305,000 |
| Securities available for sale | 196,302,000 | 197,723,000 | 191,806,000 | 185,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,663,000 | 429,166,000 | 428,341,000 | 460,100,000 |
| Interest-bearing deposits | 314,274,000 | 311,498,000 | 310,739,000 | 334,586,000 |
| Noninterest-bearing deposits | 116,389,000 | 117,668,000 | 117,602,000 | 125,514,000 |
| Equity capital | 52,036,000 | 52,741,000 | 54,463,000 | 53,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,965,000 | 8,132,000 | 12,315,000 | 16,624,000 |
| Interest expense | 172,000 | 351,000 | 541,000 | 741,000 |
| Net interest income | 3,793,000 | 7,781,000 | 11,774,000 | 15,883,000 |
| Noninterest income | 690,000 | 1,384,000 | 2,079,000 | 2,795,000 |
| Noninterest expense | 2,780,000 | 5,648,000 | 8,465,000 | 12,026,000 |
| Provision for loan losses | 65,000 | 130,000 | 190,000 | 365,000 |
| Pretax income | 1,638,000 | 3,387,000 | 5,198,000 | 6,287,000 |
| Income tax | 433,000 | 903,000 | 1,353,000 | 1,666,000 |
| Net income | 1,205,000 | 2,484,000 | 3,845,000 | 4,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,004,000 | 52,283,000 | 53,643,000 | 53,337,000 |
| Total capital | 53,253,000 | 54,572,000 | 55,994,000 | 55,785,000 |
| Risk-weighted assets | 249,143,000 | 250,395,000 | 256,087,000 | 270,455,000 |