Call reports 2014
FIRST NATIONAL BANK OF GRANBURY, THE — 2014
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 465,085,000 | 465,935,000 | 472,949,000 | 482,366,000 |
| Total loans | 195,302,000 | 206,400,000 | 222,110,000 | 226,739,000 |
| Allowance for loan losses | 1,698,000 | 1,920,000 | 2,046,000 | 2,064,000 |
| Securities available for sale | 221,441,000 | 212,852,000 | 193,248,000 | 191,464,000 |
| Securities held to maturity | 413,000 | 412,000 | 411,000 | 410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,974,000 | 415,194,000 | 420,584,000 | 430,598,000 |
| Interest-bearing deposits | 310,643,000 | 306,116,000 | 302,807,000 | 317,774,000 |
| Noninterest-bearing deposits | 105,331,000 | 109,078,000 | 117,777,000 | 112,824,000 |
| Equity capital | 47,692,000 | 48,930,000 | 50,473,000 | 50,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,631,000 | 7,462,000 | 11,469,000 | 15,534,000 |
| Interest expense | 183,000 | 354,000 | 515,000 | 682,000 |
| Net interest income | 3,448,000 | 7,108,000 | 10,954,000 | 14,852,000 |
| Noninterest income | 409,000 | 1,063,000 | 1,796,000 | 2,331,000 |
| Noninterest expense | 2,778,000 | 5,556,000 | 8,301,000 | 11,428,000 |
| Provision for loan losses | 175,000 | 365,000 | 500,000 | 575,000 |
| Pretax income | 904,000 | 2,250,000 | 3,960,000 | 5,191,000 |
| Income tax | 435,000 | 795,000 | 1,065,000 | 1,299,000 |
| Net income | 469,000 | 1,455,000 | 2,895,000 | 3,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,321,000 | 48,308,000 | 49,747,000 | 49,798,000 |
| Total capital | 49,162,000 | 50,371,000 | 51,936,000 | 52,005,000 |
| Risk-weighted assets | 220,874,000 | 228,104,000 | 236,543,000 | 238,360,000 |