Call reports 2013
FIRST NATIONAL BANK OF GRANBURY, THE — 2013
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 455,952,000 | 470,164,000 | 470,854,000 | 473,080,000 |
| Total loans | 170,670,000 | 175,554,000 | 181,344,000 | 187,211,000 |
| Allowance for loan losses | 1,460,000 | 1,337,000 | 1,444,000 | 1,537,000 |
| Securities available for sale | 219,184,000 | 229,744,000 | 234,527,000 | 228,267,000 |
| Securities held to maturity | 1,599,000 | 1,597,000 | 1,596,000 | 1,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,941,000 | 422,754,000 | 422,444,000 | 424,664,000 |
| Interest-bearing deposits | 304,190,000 | 309,822,000 | 310,292,000 | 314,800,000 |
| Noninterest-bearing deposits | 103,751,000 | 112,932,000 | 112,152,000 | 109,864,000 |
| Equity capital | 46,705,000 | 45,842,000 | 46,810,000 | 47,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,517,000 | 7,027,000 | 10,664,000 | 14,352,000 |
| Interest expense | 239,000 | 474,000 | 702,000 | 901,000 |
| Net interest income | 3,278,000 | 6,553,000 | 9,962,000 | 13,451,000 |
| Noninterest income | 802,000 | 1,427,000 | 2,049,000 | 2,686,000 |
| Noninterest expense | 2,654,000 | 5,246,000 | 7,974,000 | 10,878,000 |
| Provision for loan losses | 65,000 | 190,000 | 335,000 | 550,000 |
| Pretax income | 1,448,000 | 2,629,000 | 3,787,000 | 4,873,000 |
| Income tax | 360,000 | 720,000 | 1,080,000 | 1,191,000 |
| Net income | 1,088,000 | 1,909,000 | 2,707,000 | 3,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,205,000 | 46,027,000 | 46,824,000 | 46,853,000 |
| Total capital | 46,808,000 | 47,507,000 | 48,411,000 | 48,534,000 |
| Risk-weighted assets | 206,439,000 | 211,631,000 | 215,495,000 | 217,605,000 |