Call reports 2012
FIRST NATIONAL BANK OF GRANBURY, THE — 2012
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 422,247,000 | 427,613,000 | 431,439,000 | 452,272,000 |
| Total loans | 168,559,000 | 165,424,000 | 164,075,000 | 168,843,000 |
| Allowance for loan losses | 1,693,000 | 1,701,000 | 1,703,000 | 1,564,000 |
| Securities available for sale | 195,228,000 | 202,299,000 | 215,069,000 | 217,656,000 |
| Securities held to maturity | 4,564,000 | 4,370,000 | 1,857,000 | 1,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,753,000 | 381,410,000 | 383,575,000 | 405,259,000 |
| Interest-bearing deposits | 289,502,000 | 288,379,000 | 291,149,000 | 305,865,000 |
| Noninterest-bearing deposits | 87,251,000 | 93,031,000 | 92,426,000 | 99,394,000 |
| Equity capital | 44,059,000 | 44,574,000 | 46,027,000 | 45,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,563,000 | 7,140,000 | 10,667,000 | 14,257,000 |
| Interest expense | 326,000 | 609,000 | 868,000 | 1,112,000 |
| Net interest income | 3,237,000 | 6,531,000 | 9,799,000 | 13,145,000 |
| Noninterest income | 618,000 | 1,295,000 | 2,082,000 | 2,775,000 |
| Noninterest expense | 2,431,000 | 4,984,000 | 7,680,000 | 10,598,000 |
| Provision for loan losses | 80,000 | 80,000 | 80,000 | 120,000 |
| Pretax income | 1,344,000 | 2,940,000 | 4,299,000 | 5,380,000 |
| Income tax | 360,000 | 797,000 | 1,167,000 | 1,404,000 |
| Net income | 984,000 | 2,143,000 | 3,132,000 | 3,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,748,000 | 43,232,000 | 44,221,000 | 44,117,000 |
| Total capital | 44,584,000 | 45,074,000 | 46,067,000 | 45,825,000 |
| Risk-weighted assets | 193,942,000 | 194,647,000 | 197,160,000 | 203,459,000 |