Call reports 2011
FIRST NATIONAL BANK OF GRANBURY, THE — 2011
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 406,335,000 | 412,360,000 | 409,983,000 | 425,209,000 |
| Total loans | 171,777,000 | 171,728,000 | 171,357,000 | 173,654,000 |
| Allowance for loan losses | 1,732,000 | 1,755,000 | 1,741,000 | 1,660,000 |
| Securities available for sale | 160,113,000 | 185,828,000 | 182,396,000 | 187,271,000 |
| Securities held to maturity | 6,901,000 | 6,486,000 | 5,242,000 | 5,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,960,000 | 368,812,000 | 364,782,000 | 380,664,000 |
| Interest-bearing deposits | 287,929,000 | 289,161,000 | 288,185,000 | 295,441,000 |
| Noninterest-bearing deposits | 77,031,000 | 79,651,000 | 76,597,000 | 85,223,000 |
| Equity capital | 40,038,000 | 41,978,000 | 43,434,000 | 43,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,602,000 | 7,362,000 | 11,117,000 | 14,828,000 |
| Interest expense | 529,000 | 1,011,000 | 1,443,000 | 1,817,000 |
| Net interest income | 3,073,000 | 6,351,000 | 9,674,000 | 13,011,000 |
| Noninterest income | 520,000 | 1,018,000 | 1,748,000 | 2,391,000 |
| Noninterest expense | 2,459,000 | 5,008,000 | 7,669,000 | 10,438,000 |
| Provision for loan losses | 165,000 | 275,000 | 395,000 | 395,000 |
| Pretax income | 969,000 | 2,085,000 | 3,550,000 | 4,762,000 |
| Income tax | 394,000 | 675,000 | 1,015,000 | 1,308,000 |
| Net income | 575,000 | 1,410,000 | 2,535,000 | 3,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,710,000 | 40,545,000 | 41,670,000 | 41,763,000 |
| Total capital | 41,585,000 | 42,444,000 | 43,554,000 | 43,567,000 |
| Risk-weighted assets | 198,663,000 | 198,440,000 | 198,485,000 | 201,301,000 |