Call reports 2007
FIRST NATIONAL BANK OF GRANBURY, THE — 2007
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 311,618,000 | 315,335,000 | 326,728,000 | 334,714,000 |
| Total loans | 147,469,000 | 149,173,000 | 148,023,000 | 149,770,000 |
| Allowance for loan losses | 1,262,000 | 1,278,000 | 1,307,000 | 1,317,000 |
| Securities available for sale | 99,196,000 | 110,528,000 | 123,719,000 | 113,794,000 |
| Securities held to maturity | 16,038,000 | 16,871,000 | 15,556,000 | 17,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,137,000 | 283,440,000 | 293,136,000 | 300,598,000 |
| Interest-bearing deposits | 213,738,000 | 217,116,000 | 226,345,000 | 234,932,000 |
| Noninterest-bearing deposits | 66,399,000 | 66,324,000 | 66,791,000 | 65,666,000 |
| Equity capital | 29,890,000 | 30,432,000 | 32,069,000 | 32,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,438,000 | 9,090,000 | 13,700,000 | 18,766,000 |
| Interest expense | 1,671,000 | 3,416,000 | 5,282,000 | 7,246,000 |
| Net interest income | 2,767,000 | 5,674,000 | 8,418,000 | 11,520,000 |
| Noninterest income | 759,000 | 1,479,000 | 2,228,000 | 3,053,000 |
| Noninterest expense | 2,203,000 | 4,417,000 | 6,643,000 | 9,293,000 |
| Provision for loan losses | 107,000 | 131,000 | 200,000 | 495,000 |
| Pretax income | 1,216,000 | 2,605,000 | 3,803,000 | 4,810,000 |
| Income tax | 325,000 | 797,000 | 1,151,000 | 1,489,000 |
| Net income | 891,000 | 1,808,000 | 2,652,000 | 3,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,216,000 | 31,118,000 | 31,961,000 | 31,806,000 |
| Total capital | 31,621,000 | 32,539,000 | 33,411,000 | 33,266,000 |
| Risk-weighted assets | 172,574,000 | 171,590,000 | 173,714,000 | 177,972,000 |