Call reports 2006
FIRST NATIONAL BANK OF GRANBURY, THE — 2006
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 297,001,000 | 293,399,000 | 293,057,000 | 311,327,000 |
| Total loans | 124,557,000 | 135,032,000 | 137,249,000 | 141,600,000 |
| Allowance for loan losses | 1,106,000 | 1,154,000 | 1,198,000 | 1,288,000 |
| Securities available for sale | 102,996,000 | 94,018,000 | 89,751,000 | 102,079,000 |
| Securities held to maturity | 28,353,000 | 25,295,000 | 20,512,000 | 19,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,122,000 | 265,196,000 | 263,225,000 | 281,198,000 |
| Interest-bearing deposits | 208,029,000 | 203,828,000 | 203,261,000 | 217,844,000 |
| Noninterest-bearing deposits | 61,093,000 | 61,368,000 | 59,964,000 | 63,354,000 |
| Equity capital | 26,662,000 | 27,111,000 | 28,601,000 | 28,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,605,000 | 7,420,000 | 11,424,000 | 15,767,000 |
| Interest expense | 1,114,000 | 2,308,000 | 3,682,000 | 5,281,000 |
| Net interest income | 2,491,000 | 5,112,000 | 7,742,000 | 10,486,000 |
| Noninterest income | 624,000 | 1,269,000 | 2,000,000 | 2,684,000 |
| Noninterest expense | 2,052,000 | 4,272,000 | 6,445,000 | 8,818,000 |
| Provision for loan losses | 0 | 67,000 | 106,000 | 206,000 |
| Pretax income | 1,063,000 | 2,042,000 | 3,191,000 | 4,139,000 |
| Income tax | 300,000 | 670,000 | 948,000 | 1,225,000 |
| Net income | 763,000 | 1,372,000 | 2,243,000 | 2,914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,861,000 | 28,471,000 | 29,341,000 | 29,325,000 |
| Total capital | 29,110,000 | 29,769,000 | 30,682,000 | 30,756,000 |
| Risk-weighted assets | 161,462,000 | 163,434,000 | 165,215,000 | 171,091,000 |