Call reports 2005
FIRST NATIONAL BANK OF GRANBURY, THE — 2005
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 277,113,000 | 276,857,000 | 284,920,000 | 295,089,000 |
| Total loans | 104,096,000 | 111,299,000 | 116,899,000 | 118,955,000 |
| Allowance for loan losses | 1,014,000 | 1,068,000 | 1,125,000 | 1,124,000 |
| Securities available for sale | 95,449,000 | 92,787,000 | 92,157,000 | 103,369,000 |
| Securities held to maturity | 33,974,000 | 32,455,000 | 30,689,000 | 32,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,016,000 | 249,613,000 | 257,183,000 | 268,240,000 |
| Interest-bearing deposits | 198,239,000 | 196,803,000 | 203,936,000 | 211,688,000 |
| Noninterest-bearing deposits | 52,777,000 | 52,810,000 | 53,247,000 | 56,552,000 |
| Equity capital | 25,212,000 | 26,288,000 | 26,701,000 | 25,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,995,000 | 6,163,000 | 9,418,000 | 12,862,000 |
| Interest expense | 763,000 | 1,585,000 | 2,513,000 | 3,558,000 |
| Net interest income | 2,232,000 | 4,578,000 | 6,905,000 | 9,304,000 |
| Noninterest income | 779,000 | 1,520,000 | 2,297,000 | 2,938,000 |
| Noninterest expense | 2,263,000 | 4,523,000 | 6,695,000 | 9,296,000 |
| Provision for loan losses | 93,000 | 175,000 | 238,000 | 321,000 |
| Pretax income | 655,000 | 1,402,000 | 2,271,000 | 2,614,000 |
| Income tax | 215,000 | 363,000 | 618,000 | 672,000 |
| Net income | 440,000 | 1,039,000 | 1,653,000 | 1,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,283,000 | 26,882,000 | 27,496,000 | 27,098,000 |
| Total capital | 27,440,000 | 28,093,000 | 28,764,000 | 28,365,000 |
| Risk-weighted assets | 151,265,000 | 154,280,000 | 157,051,000 | 158,735,000 |