Call reports 2003
FIRST NATIONAL BANK OF GRANBURY, THE — 2003
What FIRST NATIONAL BANK OF GRANBURY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 255,806,000 | 255,627,000 | 260,217,000 | 269,558,000 |
| Total loans | 99,384,000 | 98,286,000 | 93,996,000 | 89,239,000 |
| Allowance for loan losses | 886,000 | 934,000 | 928,000 | 880,000 |
| Securities available for sale | 86,388,000 | 82,727,000 | 84,652,000 | 102,600,000 |
| Securities held to maturity | 26,762,000 | 35,858,000 | 33,863,000 | 35,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,181,000 | 228,223,000 | 233,354,000 | 243,322,000 |
| Interest-bearing deposits | 187,657,000 | 184,583,000 | 190,987,000 | 200,537,000 |
| Noninterest-bearing deposits | 41,524,000 | 43,640,000 | 42,367,000 | 42,785,000 |
| Equity capital | 25,017,000 | 25,797,000 | 25,646,000 | 25,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,398,000 | 6,642,000 | 9,793,000 | 12,764,000 |
| Interest expense | 986,000 | 1,892,000 | 2,721,000 | 3,500,000 |
| Net interest income | 2,412,000 | 4,750,000 | 7,072,000 | 9,264,000 |
| Noninterest income | 895,000 | 1,881,000 | 2,918,000 | 3,822,000 |
| Noninterest expense | 2,325,000 | 4,738,000 | 7,172,000 | 9,927,000 |
| Provision for loan losses | 64,000 | 100,000 | 100,000 | 118,000 |
| Pretax income | 918,000 | 1,801,000 | 2,726,000 | 3,072,000 |
| Income tax | 215,000 | 508,000 | 763,000 | 762,000 |
| Net income | 703,000 | 1,293,000 | 1,963,000 | 2,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,768,000 | 24,359,000 | 25,029,000 | 24,688,000 |
| Total capital | 24,777,000 | 25,475,000 | 26,210,000 | 25,771,000 |
| Risk-weighted assets | 133,618,000 | 139,137,000 | 146,734,000 | 142,872,000 |