Call reports 2006
CHELSEA BANK — 2006
What CHELSEA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,223,000 | 43,557,000 | 44,289,000 | 44,329,000 |
| Total loans | 33,421,000 | 33,391,000 | 34,440,000 | 35,386,000 |
| Allowance for loan losses | 204,000 | 198,000 | 196,000 | 196,000 |
| Securities available for sale | 923,000 | 934,000 | 542,000 | 47,000 |
| Securities held to maturity | 4,223,000 | 4,047,000 | 4,197,000 | 3,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,608,000 | 34,323,000 | 35,350,000 | 34,756,000 |
| Interest-bearing deposits | 33,153,000 | 31,423,000 | 31,195,000 | 29,732,000 |
| Noninterest-bearing deposits | 1,455,000 | 2,900,000 | 4,155,000 | 5,024,000 |
| Equity capital | 4,187,000 | 4,257,000 | 4,317,000 | 4,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,233,000 | 1,885,000 | 2,552,000 |
| Interest expense | 188,000 | 408,000 | 639,000 | 873,000 |
| Net interest income | 420,000 | 825,000 | 1,246,000 | 1,679,000 |
| Noninterest income | 87,000 | 192,000 | 263,000 | 382,000 |
| Noninterest expense | 432,000 | 830,000 | 1,228,000 | 1,673,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 187,000 | 281,000 | 388,000 |
| Income tax | 27,000 | 69,000 | 103,000 | 143,000 |
| Net income | 48,000 | 118,000 | 178,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,150,000 | 4,219,000 | 4,281,000 | 4,347,000 |
| Total capital | 4,354,000 | 4,417,000 | 4,477,000 | 4,543,000 |
| Risk-weighted assets | 27,371,000 | 26,958,000 | 27,405,000 | 27,987,000 |
Machine access — free, no API key
Every figure shown here about CHELSEA BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.