Call reports 2023
HARRISON COUNTY BANK, THE — 2023
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 159,827,000 | 152,645,000 | 149,663,000 | 150,252,000 |
| Total loans | 80,679,000 | 81,892,000 | 82,768,000 | 82,775,000 |
| Allowance for loan losses | 711,000 | 729,000 | 749,000 | 766,000 |
| Securities available for sale | 54,883,000 | 53,444,000 | 51,073,000 | 52,078,000 |
| Securities held to maturity | 6,851,000 | 6,870,000 | 5,880,000 | 5,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,585,000 | 140,313,000 | 138,997,000 | 136,543,000 |
| Interest-bearing deposits | 40,752,000 | 37,202,000 | 43,145,000 | 47,398,000 |
| Noninterest-bearing deposits | 107,833,000 | 103,111,000 | 95,852,000 | 89,145,000 |
| Equity capital | 10,647,000 | 10,484,000 | 9,959,000 | 11,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,892,000 | 4,353,000 | 5,842,000 |
| Interest expense | 60,000 | 186,000 | 409,000 | 712,000 |
| Net interest income | 1,371,000 | 2,706,000 | 3,944,000 | 5,130,000 |
| Noninterest income | 177,000 | 391,000 | 602,000 | 805,000 |
| Noninterest expense | 1,047,000 | 2,085,000 | 3,149,000 | 4,369,000 |
| Provision for loan losses | 14,000 | 37,000 | 59,000 | 82,000 |
| Pretax income | 486,000 | 978,000 | 1,341,000 | 1,488,000 |
| Income tax | 122,000 | 233,000 | 300,000 | 158,000 |
| Net income | 364,000 | 745,000 | 1,041,000 | 1,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,654,000 | 15,756,000 | 16,052,000 | 16,038,000 |