Call reports 2022
HARRISON COUNTY BANK, THE — 2022
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 158,606,000 | 158,020,000 | 159,091,000 | 160,308,000 |
| Total loans | 74,681,000 | 77,743,000 | 79,679,000 | 79,755,000 |
| Allowance for loan losses | 691,000 | 698,000 | 709,000 | 715,000 |
| Securities available for sale | 67,010,000 | 66,787,000 | 64,945,000 | 55,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 6,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,055,000 | 147,566,000 | 149,188,000 | 149,509,000 |
| Interest-bearing deposits | 46,788,000 | 44,826,000 | 44,982,000 | 41,919,000 |
| Noninterest-bearing deposits | 98,267,000 | 102,740,000 | 104,206,000 | 107,590,000 |
| Equity capital | 12,964,000 | 9,859,000 | 9,245,000 | 10,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,434,000 | 3,776,000 | 5,167,000 |
| Interest expense | 54,000 | 104,000 | 153,000 | 202,000 |
| Net interest income | 1,138,000 | 2,330,000 | 3,623,000 | 4,965,000 |
| Noninterest income | 171,000 | 360,000 | 553,000 | 766,000 |
| Noninterest expense | 927,000 | 1,862,000 | 2,839,000 | 3,961,000 |
| Provision for loan losses | 3,000 | 6,000 | 15,000 | 30,000 |
| Pretax income | 379,000 | 822,000 | 1,322,000 | 1,535,000 |
| Income tax | 93,000 | 187,000 | 312,000 | 174,000 |
| Net income | 286,000 | 635,000 | 1,010,000 | 1,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,766,000 | 14,852,000 | 15,203,000 | 15,291,000 |