Call reports 2020
HARRISON COUNTY BANK, THE — 2020
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 119,072,000 | 132,106,000 | 132,583,000 | 135,388,000 |
| Total loans | 58,420,000 | 65,738,000 | 67,717,000 | 67,537,000 |
| Allowance for loan losses | 336,000 | 367,000 | 426,000 | 458,000 |
| Securities available for sale | 46,542,000 | 51,135,000 | 53,280,000 | 53,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,690,000 | 116,539,000 | 114,820,000 | 118,981,000 |
| Interest-bearing deposits | 74,700,000 | 77,769,000 | 79,004,000 | 81,891,000 |
| Noninterest-bearing deposits | 31,990,000 | 38,770,000 | 35,816,000 | 37,090,000 |
| Equity capital | 11,930,000 | 14,371,000 | 14,874,000 | 15,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,208,000 | 3,349,000 | 4,602,000 |
| Interest expense | 111,000 | 207,000 | 296,000 | 375,000 |
| Net interest income | 975,000 | 2,001,000 | 3,053,000 | 4,227,000 |
| Noninterest income | 154,000 | 305,000 | 475,000 | 658,000 |
| Noninterest expense | 825,000 | 1,650,000 | 2,493,000 | 3,453,000 |
| Provision for loan losses | 9,000 | 39,000 | 69,000 | 99,000 |
| Pretax income | 302,000 | 644,000 | 993,000 | 1,395,000 |
| Income tax | 61,000 | 134,000 | 238,000 | 162,000 |
| Net income | 241,000 | 510,000 | 755,000 | 1,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,959,000 | 13,002,000 | 13,247,000 | 13,474,000 |