Call reports 2019
HARRISON COUNTY BANK, THE — 2019
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 115,214,000 | 113,851,000 | 114,863,000 | 117,232,000 |
| Total loans | 54,566,000 | 56,438,000 | 57,277,000 | 58,329,000 |
| Allowance for loan losses | 340,000 | 346,000 | 357,000 | 361,000 |
| Securities available for sale | 46,373,000 | 48,366,000 | 47,073,000 | 48,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,035,000 | 100,792,000 | 100,883,000 | 103,362,000 |
| Interest-bearing deposits | 70,437,000 | 69,470,000 | 69,172,000 | 72,996,000 |
| Noninterest-bearing deposits | 32,598,000 | 31,322,000 | 31,711,000 | 30,366,000 |
| Equity capital | 11,725,000 | 12,530,000 | 13,066,000 | 13,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,087,000 | 3,172,000 | 4,269,000 |
| Interest expense | 80,000 | 188,000 | 301,000 | 413,000 |
| Net interest income | 938,000 | 1,899,000 | 2,871,000 | 3,856,000 |
| Noninterest income | 161,000 | 343,000 | 539,000 | 728,000 |
| Noninterest expense | 795,000 | 1,587,000 | 2,337,000 | 3,238,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 288,000 | 622,000 | 1,046,000 | 1,302,000 |
| Income tax | 62,000 | 127,000 | 266,000 | 141,000 |
| Net income | 226,000 | 495,000 | 780,000 | 1,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,223,000 | 12,273,000 | 12,559,000 | 12,718,000 |
| Total capital | 12,563,000 | 12,619,000 | 12,916,000 | 13,079,000 |
| Risk-weighted assets | 54,658,000 | 54,803,000 | 57,174,000 | 57,481,000 |