Call reports 2018
HARRISON COUNTY BANK, THE — 2018
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,077,000 | 111,485,000 | 111,166,000 | 112,054,000 |
| Total loans | 53,136,000 | 53,709,000 | 54,177,000 | 53,526,000 |
| Allowance for loan losses | 304,000 | 304,000 | 307,000 | 293,000 |
| Securities available for sale | 48,215,000 | 46,647,000 | 48,032,000 | 48,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,316,000 | 100,693,000 | 100,282,000 | 100,451,000 |
| Interest-bearing deposits | 69,665,000 | 68,119,000 | 68,353,000 | 68,490,000 |
| Noninterest-bearing deposits | 31,651,000 | 32,574,000 | 31,929,000 | 31,961,000 |
| Equity capital | 10,238,000 | 10,226,000 | 10,253,000 | 10,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 1,927,000 | 2,934,000 | 3,967,000 |
| Interest expense | 60,000 | 121,000 | 187,000 | 253,000 |
| Net interest income | 890,000 | 1,806,000 | 2,747,000 | 3,714,000 |
| Noninterest income | 167,000 | 343,000 | 527,000 | 713,000 |
| Noninterest expense | 747,000 | 1,483,000 | 2,260,000 | 3,119,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 297,000 | 647,000 | 986,000 | 1,273,000 |
| Income tax | 70,000 | 165,000 | 257,000 | 220,000 |
| Net income | 227,000 | 482,000 | 729,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,581,000 | 11,630,000 | 11,878,000 | 11,998,000 |
| Total capital | 11,885,000 | 11,934,000 | 12,185,000 | 12,291,000 |
| Risk-weighted assets | 53,724,000 | 54,442,000 | 55,258,000 | 54,176,000 |