Call reports 2017
HARRISON COUNTY BANK, THE — 2017
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 112,356,000 | 108,095,000 | 109,699,000 | 110,420,000 |
| Total loans | 52,157,000 | 51,857,000 | 52,508,000 | 54,181,000 |
| Allowance for loan losses | 474,000 | 282,000 | 292,000 | 291,000 |
| Securities available for sale | 48,235,000 | 48,331,000 | 48,590,000 | 47,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,609,000 | 96,915,000 | 98,264,000 | 99,207,000 |
| Interest-bearing deposits | 71,850,000 | 68,198,000 | 67,986,000 | 67,612,000 |
| Noninterest-bearing deposits | 29,759,000 | 28,717,000 | 30,278,000 | 31,595,000 |
| Equity capital | 10,304,000 | 10,798,000 | 10,990,000 | 10,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,864,000 | 2,816,000 | 3,763,000 |
| Interest expense | 66,000 | 131,000 | 195,000 | 255,000 |
| Net interest income | 856,000 | 1,733,000 | 2,621,000 | 3,508,000 |
| Noninterest income | 154,000 | 338,000 | 492,000 | 662,000 |
| Noninterest expense | 728,000 | 1,475,000 | 2,199,000 | 3,041,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 274,000 | 584,000 | 888,000 | 1,095,000 |
| Income tax | 99,000 | 200,000 | 281,000 | 226,000 |
| Net income | 175,000 | 384,000 | 607,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,030,000 | 11,053,000 | 11,276,000 | 11,353,000 |
| Total capital | 11,504,000 | 11,335,000 | 11,568,000 | 11,644,000 |
| Risk-weighted assets | 52,583,000 | 52,051,000 | 53,356,000 | 54,678,000 |