Call reports 2016
HARRISON COUNTY BANK, THE — 2016
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 106,662,000 | 104,872,000 | 106,090,000 | 106,147,000 |
| Total loans | 51,119,000 | 51,012,000 | 51,584,000 | 51,707,000 |
| Allowance for loan losses | 454,000 | 468,000 | 470,000 | 465,000 |
| Securities available for sale | 44,601,000 | 47,501,000 | 47,104,000 | 46,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,648,000 | 92,941,000 | 94,610,000 | 95,640,000 |
| Interest-bearing deposits | 67,881,000 | 65,506,000 | 66,996,000 | 66,647,000 |
| Noninterest-bearing deposits | 27,767,000 | 27,435,000 | 27,614,000 | 28,993,000 |
| Equity capital | 10,539,000 | 10,732,000 | 10,927,000 | 9,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,800,000 | 2,714,000 | 3,603,000 |
| Interest expense | 71,000 | 141,000 | 211,000 | 279,000 |
| Net interest income | 828,000 | 1,659,000 | 2,503,000 | 3,324,000 |
| Noninterest income | 172,000 | 346,000 | 520,000 | 685,000 |
| Noninterest expense | 719,000 | 1,440,000 | 2,153,000 | 2,968,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 323,000 | 636,000 | 949,000 | 1,146,000 |
| Income tax | 144,000 | 263,000 | 380,000 | 276,000 |
| Net income | 179,000 | 373,000 | 569,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,513,000 | 10,532,000 | 10,729,000 | 10,854,000 |
| Total capital | 10,967,000 | 11,000,000 | 11,199,000 | 11,319,000 |
| Risk-weighted assets | 51,838,000 | 52,986,000 | 50,051,000 | 51,817,000 |