Call reports 2015
HARRISON COUNTY BANK, THE — 2015
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 104,088,000 | 102,087,000 | 101,810,000 | 105,772,000 |
| Total loans | 48,746,000 | 49,080,000 | 50,375,000 | 50,738,000 |
| Allowance for loan losses | 451,000 | 461,000 | 450,000 | 455,000 |
| Securities available for sale | 40,905,000 | 43,629,000 | 42,401,000 | 42,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,659,000 | 91,532,000 | 91,251,000 | 95,073,000 |
| Interest-bearing deposits | 63,707,000 | 62,061,000 | 62,896,000 | 64,136,000 |
| Noninterest-bearing deposits | 29,952,000 | 29,471,000 | 28,355,000 | 30,937,000 |
| Equity capital | 10,014,000 | 9,751,000 | 10,059,000 | 10,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,741,000 | 2,635,000 | 3,542,000 |
| Interest expense | 75,000 | 147,000 | 215,000 | 283,000 |
| Net interest income | 792,000 | 1,594,000 | 2,420,000 | 3,259,000 |
| Noninterest income | 163,000 | 348,000 | 525,000 | 710,000 |
| Noninterest expense | 701,000 | 1,384,000 | 2,074,000 | 2,867,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 265,000 | 562,000 | 873,000 | 1,109,000 |
| Income tax | 110,000 | 234,000 | 359,000 | 269,000 |
| Net income | 155,000 | 328,000 | 514,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,980,000 | 9,988,000 | 10,174,000 | 10,334,000 |
| Total capital | 10,431,000 | 10,449,000 | 10,624,000 | 10,789,000 |
| Risk-weighted assets | 48,059,000 | 48,992,000 | 51,117,000 | 50,964,000 |