Call reports 2012
HARRISON COUNTY BANK, THE — 2012
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,618,000 | 94,590,000 | 94,840,000 | 94,157,000 |
| Total loans | 38,664,000 | 40,008,000 | 41,577,000 | 42,809,000 |
| Allowance for loan losses | 337,000 | 371,000 | 336,000 | 365,000 |
| Securities available for sale | 44,653,000 | 43,633,000 | 39,201,000 | 36,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,933,000 | 84,780,000 | 84,844,000 | 84,089,000 |
| Interest-bearing deposits | 63,430,000 | 63,663,000 | 63,838,000 | 62,164,000 |
| Noninterest-bearing deposits | 24,503,000 | 21,117,000 | 21,006,000 | 21,925,000 |
| Equity capital | 9,133,000 | 9,179,000 | 9,374,000 | 9,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,688,000 | 2,529,000 | 3,372,000 |
| Interest expense | 103,000 | 207,000 | 313,000 | 412,000 |
| Net interest income | 734,000 | 1,481,000 | 2,216,000 | 2,960,000 |
| Noninterest income | 170,000 | 354,000 | 536,000 | 719,000 |
| Noninterest expense | 609,000 | 1,225,000 | 1,870,000 | 2,610,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 265,000 | 550,000 | 792,000 | 949,000 |
| Income tax | 115,000 | 239,000 | 321,000 | 288,000 |
| Net income | 150,000 | 311,000 | 471,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,820,000 | 8,835,000 | 8,995,000 | 9,039,000 |
| Total capital | 9,157,000 | 9,206,000 | 9,331,000 | 9,404,000 |
| Risk-weighted assets | 42,454,000 | 43,234,000 | 43,524,000 | 43,625,000 |