Call reports 2007
HARRISON COUNTY BANK, THE — 2007
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,679,000 | 75,648,000 | 78,485,000 | 80,452,000 |
| Total loans | 35,069,000 | 33,844,000 | 34,139,000 | 34,723,000 |
| Allowance for loan losses | 453,000 | 484,000 | 485,000 | 495,000 |
| Securities available for sale | 26,222,000 | 34,033,000 | 36,231,000 | 37,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,491,000 | 60,375,000 | 64,124,000 | 64,424,000 |
| Interest-bearing deposits | 49,688,000 | 48,603,000 | 53,511,000 | 52,899,000 |
| Noninterest-bearing deposits | 11,803,000 | 11,772,000 | 10,613,000 | 11,525,000 |
| Equity capital | 6,848,000 | 6,717,000 | 6,978,000 | 7,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,170,000 | 3,331,000 | 4,471,000 |
| Interest expense | 431,000 | 873,000 | 1,380,000 | 1,885,000 |
| Net interest income | 641,000 | 1,297,000 | 1,951,000 | 2,586,000 |
| Noninterest income | 114,000 | 243,000 | 388,000 | 537,000 |
| Noninterest expense | 619,000 | 1,228,000 | 1,837,000 | 2,517,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 106,000 | 252,000 | 412,000 | 506,000 |
| Income tax | 42,000 | 107,000 | 179,000 | 169,000 |
| Net income | 64,000 | 145,000 | 233,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,198,000 | 7,154,000 | 7,242,000 | 7,222,000 |
| Total capital | 7,651,000 | 7,638,000 | 7,727,000 | 7,717,000 |
| Risk-weighted assets | 40,299,000 | 39,190,000 | 39,407,000 | 39,455,000 |