Call reports 2002
HARRISON COUNTY BANK, THE — 2002
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,462,000 | 53,951,000 | 54,678,000 | 56,950,000 |
| Total loans | 26,141,000 | 26,261,000 | 26,265,000 | 25,571,000 |
| Allowance for loan losses | 392,000 | 430,000 | 487,000 | 518,000 |
| Securities available for sale | 18,968,000 | 20,901,000 | 19,642,000 | 25,445,000 |
| Securities held to maturity | 18,000 | 16,000 | 14,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,464,000 | 47,676,000 | 48,222,000 | 49,658,000 |
| Interest-bearing deposits | 41,900,000 | 41,991,000 | 42,190,000 | 43,948,000 |
| Noninterest-bearing deposits | 5,564,000 | 5,685,000 | 6,032,000 | 5,710,000 |
| Equity capital | 5,390,000 | 5,643,000 | 5,810,000 | 5,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,686,000 | 2,506,000 | 3,312,000 |
| Interest expense | 265,000 | 521,000 | 763,000 | 998,000 |
| Net interest income | 584,000 | 1,165,000 | 1,743,000 | 2,314,000 |
| Noninterest income | 69,000 | 161,000 | 255,000 | 357,000 |
| Noninterest expense | 427,000 | 878,000 | 1,334,000 | 1,761,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 196,000 | 381,000 | 567,000 | 783,000 |
| Income tax | 79,000 | 148,000 | 222,000 | 291,000 |
| Net income | 117,000 | 233,000 | 345,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,322,000 | 5,475,000 | 5,613,000 | 5,643,000 |
| Total capital | 5,714,000 | 5,905,000 | 5,966,000 | 5,996,000 |
| Risk-weighted assets | 54,078,000 | 54,260,000 | 28,079,000 | 28,081,000 |