Call reports 2001
HARRISON COUNTY BANK, THE — 2001
What HARRISON COUNTY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,080,000 | 52,233,000 | 52,301,000 | 53,455,000 |
| Total loans | 25,260,000 | 25,791,000 | 25,734,000 | 25,824,000 |
| Allowance for loan losses | 593,000 | 618,000 | 584,000 | 331,000 |
| Securities available for sale | 18,579,000 | 20,867,000 | 18,913,000 | 21,409,000 |
| Securities held to maturity | 54,000 | 49,000 | 21,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,445,000 | 45,682,000 | 45,549,000 | 46,748,000 |
| Interest-bearing deposits | 40,444,000 | 40,155,000 | 40,064,000 | 40,857,000 |
| Noninterest-bearing deposits | 5,001,000 | 5,527,000 | 5,485,000 | 5,891,000 |
| Equity capital | 5,802,000 | 5,815,000 | 6,050,000 | 5,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,833,000 | 2,730,000 | 3,596,000 |
| Interest expense | 379,000 | 741,000 | 1,077,000 | 1,379,000 |
| Net interest income | 541,000 | 1,092,000 | 1,653,000 | 2,217,000 |
| Noninterest income | 66,000 | 135,000 | 211,000 | 288,000 |
| Noninterest expense | 425,000 | 847,000 | 1,269,000 | 1,714,000 |
| Provision for loan losses | 15,000 | 30,000 | 55,000 | 1,005,000 |
| Pretax income | 167,000 | 350,000 | 540,000 | -214,000 |
| Income tax | 67,000 | 140,000 | 216,000 | -127,000 |
| Net income | 100,000 | 210,000 | 324,000 | -87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,712,000 | 5,728,000 | 5,840,000 | 5,276,000 |
| Total capital | 6,305,000 | 6,346,000 | 6,424,000 | 5,607,000 |
| Risk-weighted assets | 54,450,000 | 53,229,000 | 52,958,000 | 53,851,000 |