Call reports 2019
PROFESSIONAL BANK — 2019
What PROFESSIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 832,681,000 | 890,444,000 | 962,817,000 | 1,052,466,000 |
| Total loans | 650,826,000 | 721,873,000 | 771,112,000 | 791,716,000 |
| Allowance for loan losses | 5,572,000 | 6,069,000 | 6,449,000 | 6,549,000 |
| Securities available for sale | 29,911,000 | 23,803,000 | 28,236,000 | 28,441,000 |
| Securities held to maturity | 249,000 | 237,000 | 224,000 | 214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 716,937,000 | 758,002,000 | 825,576,000 | 899,481,000 |
| Interest-bearing deposits | 532,389,000 | 575,235,000 | 635,352,000 | 708,475,000 |
| Noninterest-bearing deposits | 184,548,000 | 182,767,000 | 190,224,000 | 191,006,000 |
| Equity capital | 67,275,000 | 73,634,000 | 76,963,000 | 88,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,772,000 | 18,270,000 | 28,599,000 | 39,210,000 |
| Interest expense | 2,251,000 | 4,918,000 | 7,996,000 | 11,160,000 |
| Net interest income | 6,521,000 | 13,352,000 | 20,603,000 | 28,050,000 |
| Noninterest income | 369,000 | 1,289,000 | 2,139,000 | 2,817,000 |
| Noninterest expense | 6,345,000 | 12,643,000 | 19,249,000 | 25,891,000 |
| Provision for loan losses | -113,000 | 382,000 | 762,000 | 862,000 |
| Pretax income | 658,000 | 1,619,000 | 2,709,000 | 4,093,000 |
| Income tax | 173,000 | 457,000 | 744,000 | 656,000 |
| Net income | 485,000 | 1,162,000 | 1,965,000 | 3,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,453,000 | 73,666,000 | 77,026,000 | 88,505,000 |
| Total capital | 73,632,000 | 80,342,000 | 84,082,000 | 95,661,000 |
| Risk-weighted assets | 553,389,000 | 619,614,000 | 680,300,000 | 701,143,000 |