Call reports 2015
PROFESSIONAL BANK — 2015
What PROFESSIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 265,933,000 | 291,572,000 | 306,115,000 | 301,838,000 |
| Total loans | 209,852,000 | 223,704,000 | 228,616,000 | 248,482,000 |
| Allowance for loan losses | 2,027,000 | 2,104,000 | 2,284,000 | 2,457,000 |
| Securities available for sale | 41,300,000 | 38,034,000 | 36,315,000 | 34,976,000 |
| Securities held to maturity | 636,000 | 595,000 | 558,000 | 521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,295,000 | 255,145,000 | 274,138,000 | 263,169,000 |
| Interest-bearing deposits | 172,570,000 | 181,035,000 | 191,255,000 | 191,535,000 |
| Noninterest-bearing deposits | 56,725,000 | 74,110,000 | 82,883,000 | 71,634,000 |
| Equity capital | 20,968,000 | 25,641,000 | 26,092,000 | 27,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 5,136,000 | 7,974,000 | 11,055,000 |
| Interest expense | 333,000 | 703,000 | 1,059,000 | 1,424,000 |
| Net interest income | 2,095,000 | 4,433,000 | 6,915,000 | 9,631,000 |
| Noninterest income | 100,000 | 213,000 | 324,000 | 439,000 |
| Noninterest expense | 1,838,000 | 3,856,000 | 5,800,000 | 7,851,000 |
| Provision for loan losses | 152,000 | 243,000 | 423,000 | 594,000 |
| Pretax income | 205,000 | 547,000 | 1,016,000 | 1,625,000 |
| Income tax | 96,000 | 205,000 | 355,000 | 560,000 |
| Net income | 109,000 | 342,000 | 661,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,977,000 | 25,735,000 | 26,082,000 | 27,911,000 |
| Total capital | 23,161,000 | 28,061,000 | 28,589,000 | 30,591,000 |
| Risk-weighted assets | 193,109,000 | 210,198,000 | 216,964,000 | 233,508,000 |