Call reports 2012
PROFESSIONAL BANK — 2012
What PROFESSIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 151,608,000 | 157,687,000 | 170,400,000 | 172,081,000 |
| Total loans | 78,835,000 | 86,527,000 | 90,125,000 | 94,576,000 |
| Allowance for loan losses | 1,371,000 | 1,339,000 | 1,338,000 | 1,294,000 |
| Securities available for sale | 46,217,000 | 45,120,000 | 52,299,000 | 55,574,000 |
| Securities held to maturity | 2,043,000 | 1,905,000 | 1,656,000 | 1,518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,640,000 | 131,731,000 | 143,400,000 | 145,745,000 |
| Interest-bearing deposits | 98,056,000 | 102,110,000 | 113,059,000 | 113,629,000 |
| Noninterest-bearing deposits | 28,584,000 | 29,621,000 | 30,341,000 | 32,116,000 |
| Equity capital | 14,375,000 | 14,922,000 | 15,210,000 | 15,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,794,000 | 4,298,000 | 5,816,000 |
| Interest expense | 242,000 | 507,000 | 774,000 | 1,038,000 |
| Net interest income | 1,155,000 | 2,287,000 | 3,524,000 | 4,778,000 |
| Noninterest income | 29,000 | 62,000 | 110,000 | 162,000 |
| Noninterest expense | 965,000 | 1,884,000 | 2,909,000 | 4,054,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 209,000 | 503,000 | 837,000 | 1,022,000 |
| Income tax | 0 | -240,000 | -218,000 | -155,000 |
| Net income | 209,000 | 743,000 | 1,055,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,983,000 | 14,522,000 | 14,847,000 | 14,948,000 |
| Total capital | 15,068,000 | 15,685,000 | 16,092,000 | 16,193,000 |
| Risk-weighted assets | 86,418,000 | 92,727,000 | 99,372,000 | 99,453,000 |