Call reports 2002
COMMUNITY BANK OF CENTRAL TEXAS, SSB — 2002
What COMMUNITY BANK OF CENTRAL TEXAS, SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Total assets | 34,157,000 | 33,942,000 |
| Total loans | 20,750,000 | 19,658,000 |
| Allowance for loan losses | 257,000 | 251,000 |
| Securities available for sale | 8,640,000 | 8,065,000 |
| Securities held to maturity | 1,520,000 | 1,212,000 |
| Trading assets | 0 | 0 |
| Total deposits | 26,974,000 | 26,749,000 |
| Interest-bearing deposits | 25,264,000 | 24,875,000 |
| Noninterest-bearing deposits | 1,710,000 | 1,874,000 |
| Equity capital | 4,600,000 | 4,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Interest income | 589,000 | 1,130,000 |
| Interest expense | 226,000 | 413,000 |
| Net interest income | 363,000 | 717,000 |
| Noninterest income | 48,000 | 131,000 |
| Noninterest expense | 287,000 | 566,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 124,000 | 282,000 |
| Income tax | 40,000 | 90,000 |
| Net income | 84,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 |
|---|---|---|
| Tier 1 capital | 4,347,000 | 4,455,000 |
| Total capital | 4,718,000 | 4,816,000 |
| Risk-weighted assets | 18,655,000 | 18,124,000 |