Call reports 2001
COMMUNITY BANK OF CENTRAL TEXAS, SSB — 2001
What COMMUNITY BANK OF CENTRAL TEXAS, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,018,000 | 35,916,000 | 35,819,000 | 36,243,000 |
| Total loans | 21,168,000 | 20,112,000 | 20,139,000 | 20,306,000 |
| Allowance for loan losses | 237,000 | 248,000 | 247,000 | 257,000 |
| Securities available for sale | 6,000,000 | 8,262,000 | 7,945,000 | 9,584,000 |
| Securities held to maturity | 4,466,000 | 4,097,000 | 3,681,000 | 3,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,171,000 | 27,111,000 | 27,131,000 | 27,551,000 |
| Interest-bearing deposits | 26,236,000 | 26,150,000 | 26,033,000 | 25,916,000 |
| Noninterest-bearing deposits | 935,000 | 961,000 | 1,098,000 | 1,635,000 |
| Equity capital | 4,347,000 | 4,413,000 | 4,543,000 | 4,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,346,000 | 1,995,000 | 2,610,000 |
| Interest expense | 372,000 | 730,000 | 1,060,000 | 1,340,000 |
| Net interest income | 317,000 | 616,000 | 935,000 | 1,270,000 |
| Noninterest income | 62,000 | 105,000 | 153,000 | 215,000 |
| Noninterest expense | 258,000 | 506,000 | 767,000 | 1,092,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 131,000 | 260,000 | 399,000 | 461,000 |
| Income tax | 42,000 | 81,000 | 126,000 | 146,000 |
| Net income | 89,000 | 179,000 | 273,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,037,000 | 4,126,000 | 4,221,000 | 4,263,000 |
| Total capital | 4,400,000 | 4,500,000 | 4,581,000 | 4,636,000 |
| Risk-weighted assets | 17,843,000 | 17,671,000 | 17,839,000 | 18,467,000 |