Call reports 2010
HIGHLANDS STATE BANK — 2010
What HIGHLANDS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 167,384,000 | 167,410,000 | 167,092,000 | 164,233,000 |
| Total loans | 115,183,000 | 115,851,000 | 116,934,000 | 122,723,000 |
| Allowance for loan losses | 1,530,000 | 1,773,000 | 1,727,000 | 1,693,000 |
| Securities available for sale | 18,781,000 | 17,503,000 | 17,843,000 | 17,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,498,000 | 144,401,000 | 142,133,000 | 136,690,000 |
| Interest-bearing deposits | 120,342,000 | 120,013,000 | 118,566,000 | 110,106,000 |
| Noninterest-bearing deposits | 21,157,000 | 24,388,000 | 23,567,000 | 26,584,000 |
| Equity capital | 15,954,000 | 16,049,000 | 16,192,000 | 16,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,874,000 | 3,766,000 | 5,584,000 | 7,408,000 |
| Interest expense | 446,000 | 869,000 | 1,238,000 | 1,564,000 |
| Net interest income | 1,428,000 | 2,897,000 | 4,346,000 | 5,844,000 |
| Noninterest income | 107,000 | 204,000 | 311,000 | 437,000 |
| Noninterest expense | 1,264,000 | 2,549,000 | 3,854,000 | 5,275,000 |
| Provision for loan losses | 193,000 | 436,000 | 558,000 | 657,000 |
| Pretax income | 78,000 | 203,000 | 332,000 | 470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 203,000 | 332,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,868,000 | 14,913,000 | 14,982,000 | 15,045,000 |
| Total capital | 16,398,000 | 16,568,000 | 16,642,000 | 16,738,000 |
| Risk-weighted assets | 131,592,000 | 132,354,000 | 132,808,000 | 137,063,000 |
Machine access — free, no API key
Every figure shown here about HIGHLANDS STATE BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.