Call reports 2024
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2024
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 495,926,000 | 490,971,000 | 513,252,000 | 525,776,000 |
| Total loans | 342,174,000 | 334,072,000 | 330,066,000 | 322,816,000 |
| Allowance for loan losses | 4,712,000 | 4,647,000 | 4,646,000 | 4,611,000 |
| Securities available for sale | 81,217,000 | 79,569,000 | 73,412,000 | 66,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,474,000 | 428,156,000 | 447,633,000 | 459,548,000 |
| Interest-bearing deposits | 236,491,000 | 232,934,000 | 254,255,000 | 267,240,000 |
| Noninterest-bearing deposits | 197,983,000 | 195,222,000 | 193,378,000 | 192,308,000 |
| Equity capital | 45,573,000 | 46,620,000 | 48,876,000 | 49,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,129,000 | 12,435,000 | 18,944,000 | 25,666,000 |
| Interest expense | 1,529,000 | 3,197,000 | 5,006,000 | 6,901,000 |
| Net interest income | 4,600,000 | 9,238,000 | 13,938,000 | 18,765,000 |
| Noninterest income | 919,000 | 1,791,000 | 2,726,000 | 3,546,000 |
| Noninterest expense | 3,765,000 | 7,635,000 | 11,336,000 | 15,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,754,000 | 3,394,000 | 5,328,000 | 7,109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,754,000 | 3,394,000 | 5,328,000 | 7,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,919,000 | 49,501,000 | 49,809,000 | 51,650,000 |
| Total capital | 53,102,000 | 53,609,000 | 53,831,000 | 55,586,000 |
| Risk-weighted assets | 333,891,000 | 327,834,000 | 320,893,000 | 313,949,000 |