Call reports 2023
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2023
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 511,420,000 | 495,562,000 | 517,352,000 | 492,772,000 |
| Total loans | 339,203,000 | 342,749,000 | 342,278,000 | 341,458,000 |
| Allowance for loan losses | 4,456,000 | 4,529,000 | 4,526,000 | 4,708,000 |
| Securities available for sale | 119,341,000 | 115,102,000 | 89,353,000 | 83,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,716,000 | 448,456,000 | 458,854,000 | 441,844,000 |
| Interest-bearing deposits | 233,516,000 | 228,570,000 | 254,292,000 | 235,565,000 |
| Noninterest-bearing deposits | 232,200,000 | 219,886,000 | 204,562,000 | 206,279,000 |
| Equity capital | 41,389,000 | 42,081,000 | 42,405,000 | 45,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,849,000 | 11,961,000 | 18,205,000 | 24,540,000 |
| Interest expense | 477,000 | 1,358,000 | 2,530,000 | 3,997,000 |
| Net interest income | 5,372,000 | 10,603,000 | 15,675,000 | 20,543,000 |
| Noninterest income | 1,002,000 | 1,922,000 | 2,821,000 | 3,631,000 |
| Noninterest expense | 3,665,000 | 7,244,000 | 10,864,000 | 14,688,000 |
| Provision for loan losses | 200,000 | 275,000 | 275,000 | 475,000 |
| Pretax income | 2,509,000 | 5,006,000 | 7,095,000 | 8,749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,509,000 | 5,006,000 | 7,095,000 | 8,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,970,000 | 47,342,000 | 48,368,000 | 48,914,000 |
| Total capital | 50,252,000 | 51,600,000 | 52,594,000 | 53,089,000 |
| Risk-weighted assets | 342,143,000 | 340,092,000 | 337,524,000 | 333,250,000 |
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