Call reports 2021
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2021
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 472,397,000 | 483,955,000 | 529,493,000 | 530,283,000 |
| Total loans | 267,587,000 | 271,046,000 | 259,469,000 | 274,455,000 |
| Allowance for loan losses | 3,565,000 | 3,642,000 | 3,683,000 | 3,680,000 |
| Securities available for sale | 73,811,000 | 85,196,000 | 92,421,000 | 94,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 430,389,000 | 441,068,000 | 485,233,000 | 484,961,000 |
| Interest-bearing deposits | 213,192,000 | 216,812,000 | 222,382,000 | 226,195,000 |
| Noninterest-bearing deposits | 217,197,000 | 224,256,000 | 262,851,000 | 258,766,000 |
| Equity capital | 39,086,000 | 39,876,000 | 40,748,000 | 41,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,867,000 | 8,232,000 | 12,539,000 | 16,935,000 |
| Interest expense | 236,000 | 460,000 | 693,000 | 920,000 |
| Net interest income | 3,631,000 | 7,772,000 | 11,846,000 | 16,015,000 |
| Noninterest income | 791,000 | 1,614,000 | 2,447,000 | 3,395,000 |
| Noninterest expense | 3,100,000 | 6,324,000 | 9,598,000 | 13,175,000 |
| Provision for loan losses | 25,000 | 100,000 | 150,000 | 150,000 |
| Pretax income | 1,297,000 | 2,962,000 | 4,545,000 | 6,085,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,297,000 | 2,962,000 | 4,545,000 | 6,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,195,000 | 37,128,000 | 38,000,000 | 39,283,000 |
| Total capital | 39,508,000 | 40,632,000 | 41,486,000 | 42,949,000 |
| Risk-weighted assets | 264,727,000 | 280,147,000 | 278,718,000 | 293,265,000 |
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