Call reports 2020
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2020
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 382,485,000 | 413,395,000 | 430,652,000 | 445,535,000 |
| Total loans | 209,309,000 | 235,210,000 | 242,138,000 | 258,096,000 |
| Allowance for loan losses | 3,266,000 | 3,368,000 | 3,438,000 | 3,539,000 |
| Securities available for sale | 52,319,000 | 49,637,000 | 63,596,000 | 69,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,643,000 | 372,437,000 | 388,993,000 | 404,030,000 |
| Interest-bearing deposits | 179,037,000 | 177,863,000 | 189,333,000 | 203,181,000 |
| Noninterest-bearing deposits | 164,606,000 | 194,574,000 | 199,660,000 | 200,849,000 |
| Equity capital | 36,051,000 | 37,081,000 | 37,539,000 | 38,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,809,000 | 7,536,000 | 11,150,000 | 15,010,000 |
| Interest expense | 334,000 | 615,000 | 874,000 | 1,120,000 |
| Net interest income | 3,475,000 | 6,921,000 | 10,276,000 | 13,890,000 |
| Noninterest income | 753,000 | 1,525,000 | 2,280,000 | 3,248,000 |
| Noninterest expense | 2,856,000 | 5,888,000 | 8,787,000 | 12,052,000 |
| Provision for loan losses | 0 | 100,000 | 150,000 | 250,000 |
| Pretax income | 1,372,000 | 2,458,000 | 3,619,000 | 4,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,372,000 | 2,458,000 | 3,619,000 | 4,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,689,000 | 33,973,000 | 34,404,000 | 35,654,000 |
| Total capital | 36,585,000 | 36,944,000 | 37,395,000 | 38,817,000 |
| Risk-weighted assets | 231,289,000 | 237,212,000 | 238,798,000 | 252,678,000 |