Call reports 2019
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2019
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 330,896,000 | 338,175,000 | 352,708,000 | 360,599,000 |
| Total loans | 207,502,000 | 207,888,000 | 206,233,000 | 212,148,000 |
| Allowance for loan losses | 2,357,000 | 2,687,000 | 2,947,000 | 2,957,000 |
| Securities available for sale | 64,905,000 | 62,674,000 | 60,723,000 | 57,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,975,000 | 302,354,000 | 315,414,000 | 322,602,000 |
| Interest-bearing deposits | 154,190,000 | 155,633,000 | 165,704,000 | 171,936,000 |
| Noninterest-bearing deposits | 141,785,000 | 146,721,000 | 149,710,000 | 150,666,000 |
| Equity capital | 32,866,000 | 33,818,000 | 34,596,000 | 35,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,347,000 | 6,992,000 | 11,220,000 | 15,073,000 |
| Interest expense | 252,000 | 518,000 | 817,000 | 1,148,000 |
| Net interest income | 3,095,000 | 6,474,000 | 10,403,000 | 13,925,000 |
| Noninterest income | 718,000 | 1,518,000 | 2,289,000 | 3,122,000 |
| Noninterest expense | 2,687,000 | 5,561,000 | 8,523,000 | 11,533,000 |
| Provision for loan losses | 250,000 | 450,000 | 750,000 | 750,000 |
| Pretax income | 876,000 | 1,981,000 | 3,419,000 | 4,764,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 876,000 | 1,981,000 | 3,419,000 | 4,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,995,000 | 31,313,000 | 32,012,000 | 33,059,000 |
| Total capital | 33,387,000 | 34,035,000 | 34,857,000 | 36,034,000 |
| Risk-weighted assets | 223,677,000 | 229,324,000 | 227,479,000 | 238,030,000 |