Call reports 2018
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2018
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 330,828,000 | 319,814,000 | 324,652,000 | 328,311,000 |
| Total loans | 169,761,000 | 181,515,000 | 194,949,000 | 206,223,000 |
| Allowance for loan losses | 1,981,000 | 2,047,000 | 2,315,000 | 2,096,000 |
| Securities available for sale | 87,134,000 | 81,228,000 | 77,489,000 | 72,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,574,000 | 286,372,000 | 290,571,000 | 294,005,000 |
| Interest-bearing deposits | 156,824,000 | 149,501,000 | 148,398,000 | 151,512,000 |
| Noninterest-bearing deposits | 137,750,000 | 136,871,000 | 142,173,000 | 142,493,000 |
| Equity capital | 34,212,000 | 31,281,000 | 31,509,000 | 32,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,961,000 | 6,040,000 | 9,320,000 | 12,771,000 |
| Interest expense | 83,000 | 172,000 | 277,000 | 485,000 |
| Net interest income | 2,878,000 | 5,868,000 | 9,043,000 | 12,286,000 |
| Noninterest income | 783,000 | 1,579,000 | 2,360,000 | 3,188,000 |
| Noninterest expense | 2,528,000 | 5,095,000 | 7,776,000 | 10,671,000 |
| Provision for loan losses | 50,000 | 100,000 | 365,000 | 715,000 |
| Pretax income | 1,083,000 | 2,244,000 | 3,254,000 | 4,080,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,083,000 | 2,244,000 | 3,254,000 | 4,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,439,000 | 30,544,000 | 30,835,000 | 30,861,000 |
| Total capital | 35,450,000 | 32,626,000 | 33,185,000 | 32,992,000 |
| Risk-weighted assets | 208,145,000 | 213,144,000 | 218,923,000 | 225,625,000 |