Call reports 2017
FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION — 2017
What FIRST COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 340,560,000 | 319,285,000 | 324,403,000 | 323,304,000 |
| Total loans | 148,144,000 | 152,878,000 | 158,050,000 | 162,549,000 |
| Allowance for loan losses | 1,720,000 | 1,768,000 | 1,865,000 | 1,920,000 |
| Securities available for sale | 92,787,000 | 96,552,000 | 97,082,000 | 92,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,176,000 | 282,651,000 | 287,408,000 | 286,895,000 |
| Interest-bearing deposits | 162,006,000 | 153,174,000 | 154,151,000 | 154,217,000 |
| Noninterest-bearing deposits | 142,170,000 | 129,477,000 | 133,257,000 | 132,678,000 |
| Equity capital | 34,554,000 | 34,613,000 | 34,732,000 | 34,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,620,000 | 5,326,000 | 8,148,000 | 11,059,000 |
| Interest expense | 79,000 | 157,000 | 239,000 | 318,000 |
| Net interest income | 2,541,000 | 5,169,000 | 7,909,000 | 10,741,000 |
| Noninterest income | 744,000 | 1,488,000 | 2,187,000 | 2,964,000 |
| Noninterest expense | 2,487,000 | 5,100,000 | 7,603,000 | 10,232,000 |
| Provision for loan losses | 40,000 | 70,000 | 150,000 | 190,000 |
| Pretax income | 758,000 | 1,487,000 | 2,343,000 | 3,283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 758,000 | 1,487,000 | 2,343,000 | 3,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,974,000 | 32,667,000 | 32,827,000 | 32,836,000 |
| Total capital | 34,720,000 | 34,461,000 | 34,718,000 | 34,781,000 |
| Risk-weighted assets | 187,187,000 | 188,505,000 | 194,641,000 | 200,159,000 |